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  • Steve White | Mortgage Advisor

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Breaking your low rate mortgage might cost more than you’re saving

So life happens, a marriage splits, your partner gets downsized or transferred to another city. Or perhaps interest rates have dropped and you’d like to...

Just plan ahead to break your mortgage

Did you know that according to CMHC, six out of 10 Canadian homeowners break their mortgage on or before the third year of a five-year...

How Down Payment Affects Your Mortgage Rate

“But my brother got 3.35% with his bank, why can’t I have that?” That’s a common question I hear from home buyers and owners looking...

Should You Avoid a Private Mortgage?

Private mortgages have seen a significant boom in recent years with 2018 being one of the largest spikes ever. With the B20 stress test unveiled...

Martin to run for Cramahe Township Mayor

Mandy Martin submitted her candidacy for mayor of Cramahe Township on Tuesday. “To be mayor of this magnificent municipality is a privilege, not a right,”...

SIU drop investigation into Cobourg Police

The Director of the Special Investigations Unit, Tony Loparco, has terminated an investigation into the serious injury sustained by a 27-year-old man last month in...

Letter to the Editor: Make Dental Care an Election Issue

To the Editor: Access to dental care is essential for overall health. It’s encouraging then to hear Ontario’s political parties promising to expand publicly-funded dental...

Income sources for mortgage qualification

What income can be used to qualify for a mortgage? When you submit an application to get a mortgage, it’s the lender’s job to see...

How to Be Smart With Your Home Equity

We’ve seen quite a large increase in property values in most markets throughout Ontario. This has increased the net worth of many homeowners who are...

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